Tribal Members

Special benefits and protections for Tribal Members and Alaska Native shareholders.

  • Enrollment Benefits
  • Marketplace Plans
  • How to Enroll

Coverage Options for Tribal Members

Your Health Idaho offers members of federally recognized American Indian Tribes and Alaska Native Claims Settlement Act (ANCSA) Corporation shareholders special benefits and protections through our health insurance options.

Your Health Idaho doesn’t replace IHS and Tribal Health Care Center coverage. Even if you receive services from your Indian Health Service (IHS), Tribal, or Urban Indian health care facility, you may still qualify for benefits through Your Health Idaho.

Flexible Enrollment

Members of federally recognized Tribes and ANCSA shareholders can enroll in coverage at any time during the year. Once enrolled in a plan, you can change plans up to once a month using a Special Enrollment Period available only to tribal members.

Marketplace Plans

  • If your income falls between 100% and 300% of the Federal Poverty Level (FPL), you can enroll in a zero-cost-sharing plan. Under these plans, there are no out-of-pocket costs when receiving care.
  • When receiving care from the Indian Health Service (IHS), Tribal programs, or Urban Indian programs (known as I/T/Us), you won't have any out-of-pocket costs like deductibles, copayments, or coinsurance, regardless of your income.

Once enrolled in a Marketplace plan, you can get or continue to get services from IHS, Tribes, and Tribal organizations. You can also get services from any provider on the plan.

How to Enroll

To enroll, you will need to provide documentation indicating Tribal membership or shareholder status:

  • A document issued by a federally recognized Tribe indicating Tribal membership.
  • A document issued by an Alaska Native village/Tribe or an ANCSA Corporation (regional or village) document indicating shareholder status.

Find the full list of verification documents on the Special Enrollment page for American Indians and Alaska Natives.

Tribal Health Referral Form

A Tribal Health Referral Form allows enrolled members of Federally Recognized Indian Tribes to access specialized care outside Indian Health Service (IHS) clinics while waiving cost-sharing protections (e.g., deductibles, copays) for essential health benefits.