(Last updated September 24, 2026)
The Health Insurance Marketplace in Idaho
Your Health Idaho is the state’s health insurance marketplace, an online platform where individuals, families, and small businesses can shop for, compare, and enroll in health and dental insurance plans. If you are uninsured, self-employed, between jobs, or simply looking for coverage, Your Health Idaho is your go-to resource to protect yourself and your family from unexpected medical costs while ensuring access to vital care.
For many Idahoans, health insurance is easy to overlook until a sudden illness or accident makes it a necessity. In 2024, nearly 9% of Idaho’s population was uninsured, a higher share than the national average, according to America’s Health Rankings. Living without coverage puts both your health and finances at risk, but solutions are available.
Shopping through Your Health Idaho for health insurance has several benefits, including:
- A Wide Choice of Plans: State-based marketplaces, such as Your Health Idaho, offer a range of health and dental plans from leading insurance providers, all in one place. This allows you to compare coverage options and costs side by side.
- Standardized Consumer Protections: All plans available through Your Health Idaho must meet strict federal and state standards. These include coverage for pre-existing conditions, caps on yearly out-of-pocket costs, and mandatory coverage of 10 Essential Health Benefits (such as emergency care, prescription drugs, preventive services, maternity and newborn care, mental health services, and more).
- Transparent Pricing: When shopping for plans through Your Health Idaho, you can clearly see monthly premiums, deductibles, and out-of-pocket maximums for each plan, making it easier to find coverage that fits your budget.
- Tax Credit: Apply for the Advance Premium Tax Credit (APTC). Your Health Idaho is the only place you can get a tax credit to lower monthly health insurance premiums.
- Help at no Cost: Receive assistance from Your Health Idaho-Certified Agents and Brokers. They provide expert, one-on-one help with comparing plans, applying for tax credits, and getting you enrolled.
Enrollment Made Easy
Without insurance, you could face expensive medical bills and lose access to vital preventive care. Every plan through Your Health Idaho covers preventive services such as screenings, vaccinations, and checkups. Even if you’re young and healthy, these benefits help you save money and stay well over time.
With Your Health Idaho, enrolling in health insurance is easy:
- Create an account and complete an application. You’ll find out right away if you qualify for financial help.
- Compare and shop for medical and dental plans and see your tax credit savings in real time.
- Choose your plan and finalize your enrollment by making your first payment before coverage begins.
Get coverage during Open Enrollment, held every year from October 15 to December 15, or outside of Open Enrollment with a Special Enrollment Period available if you experience a Qualifying Life Event, such as losing employer coverage, getting married, having a baby, or moving.
Take Action Today
Don’t wait for a health emergency to make insurance a priority. Your Health Idaho makes it easy to find the right plan for you and your family, so you can focus on living well and feeling protected.
Get help from a Your Health Idaho-Certified Agent or Broker who can help you pick a plan, apply for a tax credit, and enroll in coverage, all at no cost to you. Visit our Find Help page, enter your zip code, and set your search distance. You will see a list of agents and brokers in your area for you to choose from. You can also schedule an in-person or virtual appointment with one of our Certified Agents or Brokers at no cost to you.
Need help getting started? You can get connected with our Customer Support Center at 855-944-3246 or via live chat at YourHealthIdaho.org.
Frequently Asked Questions
What is Your Health Idaho?
Your Health Idaho is the state’s health insurance marketplace. It’s an online platform where individuals, families, and small businesses can shop for, compare, and enroll in health and dental insurance plans.
Who should use Your Health Idaho?
Anyone who is uninsured, self-employed, between jobs, or simply looking for health coverage can use Your Health Idaho to find a plan that meets their needs.
When can I enroll in coverage?
Open Enrollment is held every year from October 15 to December 15. You may also qualify for a Special Enrollment Period if you experience a Qualifying Life Event such as losing employer coverage, getting married, having a baby, or moving.
What does health insurance through Your Health Idaho cover?
Every plan covers preventive services and 10 Essential Health Benefits, including emergency care, prescription drugs, maternity and newborn care, and mental health services.
Can I receive a tax credit if I purchase a plan outside of Your Health Idaho?
No. Your Health Idaho is the only place you can get a tax credit to lower your monthly health insurance premiums.
Can I get help choosing a health insurance plan?
Yes. Certified Agents and Brokers are available to provide free, one-on-one help with comparing plans, applying for a tax credit, and enrolling. You can find local help at YourHealthIdaho.org/find-help.